MBOttawa_stack_colourPMS.png Apply Now
Free Guide

Everything you need to buy your first home

The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.

  • How much you can actually afford
  • Every cost beyond the purchase price
  • A step-by-step timeline from offer to closing
Download your free guide
What's Inside

A chapter for every step

Budgeting & affordability

What lenders actually look at, and how much home that really buys you.

Down payments & closing costs

Every cost beyond the purchase price, laid out line by line.

Getting pre-approved

What to have ready, and how a pre-approval actually strengthens an offer.

From offer to keys

A step-by-step timeline of what happens, and when, between an accepted offer and closing day.

A look inside

Getting started with a broker
Getting started with a broker
Choosing the right mortgage
Choosing the right mortgage
Savings programs for every buyer
Savings programs for every buyer
Why It Matters

Real answers, not just homework

This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.

  • Plain-language explanations, no jargon left unexplained
  • Local context — Ottawa land transfer tax, programs and lenders
  • Built to be read once and kept for reference through closing
Get your copy
Client Stories

Home buyers like you

“Jack and I REALLY appreciate all of your excellent assistance throughout the process, and I am extremely happy that I met you at that Home Show a few months ago. It is a bit scary to think that I may have gotten the last parking spot on…
J
Jack & Carol Funk
“Sally helped us secure a mortgage for our first home. She walked us through the process, made everything happen quickly, and ensured that we got a mortgage we&#39re comfortable with. Buying a home is too stressful not to have someone like…
SB
Stephanie Bell
“Jack and I REALLY appreciate all of your excellent assistance throughout the process, and I am extremely happy that I met you at that Home Show a few months ago. It is a bit scary to think that I may have gotten the last parking spot on that Saturday afternoon, especially since the main parking lot was totally full when I arrived! God must have really blessed me that day because, if I had turned around and gone home instead of trying to find another parking spot, we might still be paying a much higher interest rate than the one we have now. We are beyond happy! It was also a real pleasure meeting you, and all of our dealings with you were just super! Thank you again so much for all of your help!! We would definitely be very happy to refer others to you because of your excellent services. All the best, Jack and Carol”
Jack & Carol Funk
“Sally helped us secure a mortgage for our first home. She walked us through the process, made everything happen quickly, and ensured that we got a mortgage we&#39re comfortable with. Buying a home is too stressful not to have someone like Sally on your side! We highly recommend her. Stephanie & David Toronto, ON”
Stephanie Bell
Ready When You Are

Talk to a broker about your next move

Download the Home Buyer's Guide to start discovering mortgage tips.